Working with the following major Life & Health carriers, Reinhardt Insurance can meet our clients needs:
Health insurance has traditionally been provided by private insurers and by service associations. Health insurance organizations (HMO) and preferred provider organizations (PPO) offer alternative methods of health care coverage and financing. There are many options available based on coverage needs and many have a surprising low cost.
This coverage protects what provides these items – your income. Most disability policies will cover your for both short-term and long-term periods of disability by replacing a set amount of your income if you can’t work due to a disability.
Life insurance has a primary purpose – to replace the loss of income due to an untimely death. For most people, a term insurance policy that covers them to retirement age is the most appropriate choice. These policies are available at surprisingly low, level premiums for terms up to 30 years. There are also policies that guarantee the full return of the premium if the insured is still living at the end of the term and does not need to keep the coverage in force, in essence providing free peace of mind.
Medicare is designed to provide basic medical coverage to retirees and certain disabled persons. Medicare Supplement policies are designed to help keep medical expenses as low as possible. There are several plans to choose from depending on the level of coverage desired.
The information on this website is intended for general information and as an aid to understanding the products and services available through Reinhardt Insurance. It is not designed to provide specific financial, legal, insurance, and investment or accounting advice. This website contains information about coverage’s offered by Reinhardt Insurance but is not intended to list all the conditions and exclusions that apply to describe coverage’s. Complete provisions, exclusions and limitations are set out in policy wording booklets, declarations and other insurance documents. Reinhardt Insurance products and services are only available in California jurisdictions where they may be legally provided. The products and services described on this website may change without notice. To ensure you have the most current and complete information, or if you have any questions, please contact a Reinhardt Insurance professional.